401K是很好的長期投資工具。最近發現401K也被管理公司割韭菜了，大家看看是否合理？

看看我4月份被抽走的費，共$78.02:

Date	Activity	Fund	Money Source	# of Units/Shares	Unit/Share Price	Amount
04/12/2024	Fee	7577 TRowePrc Blue Chip Growth Fund I	Roth	-0.054	$170.11	-$9.18
04/12/2024	Fee	C975 Fidelity 500 Index Fund	ER MATCH (4 YRS)	-0.029	$177.94	-$5.24
04/12/2024	Fee	C975 Fidelity 500 Index Fund	Employee PreTax	-0.134	$177.94	-$23.84
04/12/2024	Fee	C975 Fidelity 500 Index Fund	ER MATCH (5 YRS)	-0.004	$177.94	-$0.71
04/12/2024	Fee	C975 Fidelity 500 Index Fund	Roth	-0.051	$177.94	-$9.13
04/12/2024	Fee	7577 TRowePrc Blue Chip Growth Fund I	ER MATCH (4 YRS)	-0.031	$170.11	-$5.27
04/12/2024	Fee	7577 TRowePrc Blue Chip Growth Fund I	Employee PreTax	-0.141	$170.11	-$23.94
04/12/2024	Fee	7577 TRowePrc Blue Chip Growth Fund I	ER MATCH (5 YRS)	-0.004	$170.11	-$0.71

 

將來等我離開公司，我要做的第一件事情就是轉到自己的IRA或Roth IRA賬戶。