真大跌可能要等到Debt Ceiling吵得不可開交的時候。。。五六月？

It was created as part of the Securities Investor Protection Act (SIPA) of 1970, which looked to shield investors from brokerages becoming insolvent. Today, SIPC insurance covers investors for up to $500,000 in securities and up to $250,000 in uninvested cash.