貸款的新政策,5月一日開始執行

貼了好幾次，彬彬有禮的用詞，非不讓我貼，為什麽--實驗了好幾次，明白了。 新聞鏈接不讓貼ny-post的新聞鏈接。同學們自己搜吧。貼一小段文字：

The result, according to industry pros: pricier monthly mortgage payments for most homebuyers — an ugly surprise for those who worked for years to build their credit, only to face higher costs than they expected as part of a housing affordability push by the US Federal Housing Finance Agency.

“It’s going to be a challenge trying to explain to somebody that says, ‘I worked my whole life for high credit and I’ve put a lot of money down and you’re telling me that’s a negative now?’ That’s a hard conversation to have,” one worried Arizona-based mortgage loan originator told The Post.

 

拜登5月1日新政策：credit score越高的，買房的貸款利率越高。

credit score> 680,會導致你貸款利率變高

down payment > 15%, 也會導致你貸款利率變高。

這個政策包括所有的mortage, FHA, conventional. 

讓信用好的人多付premium, 去補貼信用不好的買房。