文章沒有詳述，我估計legal action大概 如下

死者不能控告雇主因為under workman compensation law, 雇員不能告雇主 for negligence 除非there is an intentional act to injure. 死者唯一方法就是去告車主 for whatever spurious reasons. 車主律師一定deny liability and at the same time file an indemnification action (indemnity and hold 車主 harmless) against the car dear. 所以才有法官order car dealer to indemnify 車主if he is found negligent. 所以車主will not suffer any pecunious loss if found liable for negligence.