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有關信息如下：

Bank Wire Transfer Policies

Some wire transfers to accounts within the same bank are immediate. According to Bank of America, once a wire transfer is completed, it cannot be reversed. HSBC banks states that you agree the bank may rely on the account number you provide. The bank is not obligated to confirm that the name listed on the account matches the name you provided in the wire transfer instructions. As part of the terms of use, you agree that you are responsible for entering the account and routing number correctly. Wells Fargo indicates in its bank-to-bank service agreement that it is not liable for inaccuracies or misinformation you provide.

Although this is uncommon, wire transfers may be deposited into the wrong account. Once the money is in the person's account, it cannot be accessed by your bank or the receiving bank. Wire transfers cannot be reversed. Wire transfer companies and banks typically address the sender's liability for entering incorrect account information. Unless the bank made the error, there is little that the transferring agency will do to retrieve your money.

Options for Recovery

Although you may not be able to reverse the wire transfer, the recipient does not have a right to keep the money. The bank can track down the account holder and may contact him on your behalf and request he return the funds. However, if the account holder cannot be reached and the funds are no longer available, you may not be able to recover the money. You may have to contact an attorney to discuss options, such as personal lawsuit to retrieve your money.

 

https://pocketsense.com/happens-accidentally-wire-money-wrong-account-9859.html