在線求助：關於闖紅燈，車禍，和citation

 警察報告是這樣的
“Vehicle 1 was traveling west on 800 north approaching the intersection at 800 east. Vehicle 2 was facing the east on 800 north, in the left turn lane to travel north on 800 east. Vehicle 2 entered the intersection and prepared to turn left. The traffic light for east/west traffic changed to red. Vehicle 2 stated that there was no oncoming traffic and he began to turn left to clear the intersection. Vehicle 1 ran the red light and entered the intersecton westbountd. Vehicle 1 struck vehicle 2...”

我是vehicle 1. 警察當時不在現場，他的報告是根據兩個witness的證詞寫的. 實際情況是當時還是黃燈 （vehicle is facing the sun and that's probably why he did not see me)， 燈是在車禍發生後變紅的（本來黃燈馬上就要變紅燈了）。警察還根據證人的證詞給我一個闖紅燈的citation.


我有以下問題：
我應該怎麽對待這個citation? 如果我fight the citation， 贏的機會大嗎 （警察不在現場，但對方有兩個有利證人）？ 如果贏了對車禍理賠會有幫助嗎？如果輸了呢？

還是說我不應該fight the citation, 交罰款了事呢？（這樣就等於承認我真的闖紅燈了，要負擔車禍的全部責任了- 萬幸人都沒有受傷）


就是想把損失減到最低。請大家幫忙出出主意。 多謝了！