Suica or any other value stored card, requires cash to load.

Once it is loaded with value, sure, you can put it in iPhone as payment card.  But the load as far as I know, must be by Cash, not by CC.

我希望他們允許用信用卡向 Suica 充值，但不行，隻能使用現金。香港的八達通卡也一樣.

同意用Suica買火車票等，很方便。