提上來問，有沒有給孩子建ROTH IRA的？有什麽tax implication。

提上來問，有沒有給孩子建ROTH IRA的？有什麽tax implication。 我兩娃，每年連exemption都拿不全，直接AMT， 還別說什麽itemized deduction了。所以考慮建ROTH IRA。有經驗的說一說？

大孩１０歲。

 Several questions for

kid’s Roth IRA

   a)      Tax implication for parent? Kids report Tax independently?

   b)      Health insurance implication? Can I still claim kid as dependent in health insurance?

   c)       What kind of kid’s income can be called income? Have to be W-2, 1099 form?  Can I setup a brokerage account for kids (as a gift) and use the earned money as income, then contribute Roth IRA for kid?