網上狗到的 cons

來源: 於 2024-01-06 15:53:29 [博客] [舊帖] [給我悄悄話] 本文已被閱讀：次
Cons of Indexed Universal Life
  • Con: Index Growth Options Are Capped or Diluted.
  • Con: IUL Complexity Requires Ongoing Understanding.
  • Con: No Guarantees Inside IUL's Rising Cost Structure.
  • Con: Gains Are Taxed Instantly If Your IUL Policy Lapses.

 

有個熟人，非常的節儉，幾十年前了，在他女兒進大學前把錢放 IUL 裏了，好像說有利申請學費資助？不知道現在如何，如果公司在，如果他沒有動，應該回報不錯，當然不能和買蘋果的比了