每人每銀行每個賬戶類型

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

https://www.fdic.gov/resources/deposit-insurance/diguidebankers/general-principles/index.html?

There are 14 FDIC deposit insurance ownership categories:

• Single accounts — 12 C.F.R. § 330.6
• Joint accounts — 12 C.F.R. § 330.9
• Revocable trust accounts — 12 C.F.R. § 330.10
• Irrevocable trust accounts — 12 C.F.R. § 330.13
• Certain retirement accounts — 12 C.F.R. § 330.14(b)(2)
• Employee benefit plan accounts — 12 C.F.R. § 330.14
• Business/Organization accounts — 12 C.F.R. § 330.11
• Government accounts (public unit accounts) — 12 C.F.R. § 330.15
• Mortgage servicing accounts for principal and interest payments — 12 C.F.R. § 330.7(d)
• Accounts held by a depository institution as the trustee of an irrevocable trust — 12 C.F.R. § 330.12
• Annuity contract accounts — 12 C.F.R. § 330.8
• Public bond accounts — 12 C.F.R. § 330.15(c)
• Custodian accounts for Native Americans — 12 C.F.R. § 330.7(e)
• Accounts deposited by an IDI pursuant to the Bank Deposit Financial Assistance Program of the Department of Energy — 12 U.S.C. § 1817 (i)(3)