More Bonds. Less Return. Every Time.

35 Years of Portfolio Data Say the Quiet Part Out Loud

What happens when the portfolio mix we’ve trusted delivers exactly what it’s supposed to—but still disappoints?

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This Chart Compares Stock/Bond Mixes from 100/0 to 0/100:

Rolling 1-Year Returns Since 1990
Most Recent 12-Month Results
Same Trend, Every Time

The more bonds in the mix, the lower the return.
Not just last year. Not just once.
For over three decades.

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That doesn’t make bonds bad.
It just makes the tradeoff clear:

Lower Risk → Lower Reward

Every asset allocation choice is a decision to give something up.

What are you giving up—on purpose or by default?