Try to find a job. (Or go to school to prepare to get a job.)

And do not have kids until you know your hu*****and better.

If you are in a community state, it does not matter if your name is on the title. Is he the one sign the loan document? Your name is not on the loan document, right?

I know some good hu*****ands like to have the financial control too. This does not necessarily make them bad/untrustworthy hu*****ands.

To be honest with you, if you just get married, whatever you guys own together now was really your hu*****and's property. Of course, your savings in China should be yours. If it is a large amount of money, you can ask to send it to your parents and saved under your name.