I think it is he/she" steal" the other's ID
Since his/her name is close to the others, his/her information was mixed into other's information. The other guy has good credit history. He/she has no credit history since he/she has no SSN number.
Since his/her name is close to the others, his/her information was mixed into other's information. The other guy has good credit history. He/she has no credit history since he/she has no SSN number.