這是529 dynasty好過Roth IRA的地方,注意不是529好過Roth IRA的地方
Unlike IRA, the money in 529 plans is exempted from federal estate tax.
Unlike IRA, there are no required minimum distributions. So the money can grow in a 529 plan forever.
Both the beneficiary and the owner of a 529 plan can be changed.
文章開頭就說了,如果隻是529,Roth IRA First
https://quantxu.blogspot.com/2024/01/529-plan.html