股市新手,買mutual fund年份倒是有十多年,但也是糊裏糊塗地買。
TD的 Canadian Bond Fund, 零六年就買了,零八年股市大掉時,平安無事,每年還有一點點漲,於是二零一一年多放了一些錢在裏麵,期望值不高,但求百分之四五,安全就好。
最近幾年開始買股票,發現這個Canadian Bond Fund基本不漲,想著也許是因為銀行利率太低,正在考慮是不是挪個地方,可是這兩年又開始漲了,不知道什麽原因,銀行利率還是很低啊?暈!
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)
請大拿們指點一下迷津,為什麽會這樣?有什麽規律可以遵循?
我的股票都是在養老金賬戶,有點風險願意承擔。但是現金賬戶,還是希望有相對安全的百分之四五收益的funds可以保值。
多謝!
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