![](//blog.wenxuecity.com/images/pixel_trans.gif) |
RESP是加拿大的個人教育基金,一般家庭政府會有20%的CESG,即加拿大教育儲蓄獎金。一個孩子可以拿7200。
下麵這表是你投資36,000,拿到7,200 CESG,每年收益8%,孩子上大學的時候,可以有121,334的資金可以供他/她使用。
years old | contribution | CESG | withdrawl | account | 0 | 2500 | 500 | | 3,000 | 1 | 2500 | 500 | | 6,240 | 2 | 2500 | 500 | | 9,739 | 3 | 2500 | 500 | | 13,518 | 4 | 2500 | 500 | | 17,600 | 5 | 2500 | 500 | | 22,008 | 6 | 2500 | 500 | | 26,768 | 7 | 2500 | 500 | | 31,910 | 8 | 2500 | 500 | | 37,463 | 9 | 2500 | 500 | | 43,460 | 10 | 2500 | 500 | | 49,936 | 11 | 2500 | 500 | | 56,931 | 12 | 2500 | 500 | | 64,486 | 13 | 2500 | 500 | | 72,645 | 14 | 1000 | 200 | | 79,656 | 15 | 0 | 0 | | 86,029 | 16 | 0 | 0 | | 92,911 | 17 | 0 | 0 | | 100,344 | 18 | 0 | 0 | -30000 | 78,372 | 19 | 0 | 0 | -30000 | 54,641 | 20 | 0 | 0 | -30000 | 29,013 | 21 | 0 | 0 | -31334 | 0 | 22 | 0 | 0 | | | Total | 36000 | 7200 | 121334 |
|
|
![](//blog.wenxuecity.com/images/pixel_trans.gif) |
|