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Posted @ 投資理財 on 07-10-04: A Leveraged Example of mine
2005年9月份買的,總共價$270K, 其中downpayment 20% = $54K plus fee & repair 10k。
Now valued $450K. 按2年算的話,回報:
1)按$280K做基數,每年的回報 26.77%; 算法: if no finance, $280K cost, $450k final value, 2 years, 每年的回報 (450/280)^0.5-1=26.77%
2) 按 $64K 算: 91.21%。 算法: 20% downpay of 270k + 10k fee & repair, $64K cost, value increase 450-216. 每年的回報 ((450-216)/64)^0.5-1=91.21%
Demonstrates the effects of leverage!
注:租金每月共 $1,950, 把mortgage/propertytax/insurance/property 全 cover and 略有結餘 (自己management, remote)。
Recently refi take out 100k for my new house downpay, and now little bit neg cash flow。 |
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