我想了想和他說, it depends on what kind of life you envision to have after the retirement. If you want to enjoy life, cost may be very high. If you know you would like to pursue some personal interests, for example, creative writing, you may not have much consumption but must focus on what you want to achieve.
我給他我們家每個月的賬單看。
他自己會算多少錢他需要然後才能free。
大部分人在談這個問題的時候多少都有些虛情假意, 炫耀一下自己的錢財, 生活的檔次。想好了要過什麽樣的生活, 算算就有大概的譜兒了。