文章裏給的例子。看起來像是loophole。

來源: 2012-12-02 19:04:15 [舊帖] [給我悄悄話] 本文已被閱讀:

For example, if you open a $5,000 nondeductible IRA and you also own a rollover IRA worth $95,000 from a previous 401(k) made with pretax contributions, then 95 percent of your contribution to the nondeductible IRA will be taxable when you do a Roth conversion.