有人做過投資condo的refinance嗎

現在付的利率是5.75%.貸款額12萬. 看到現在利率那麽低，真是不甘心。問了兩家，嫌貸款額小都不做。

 

投資condo可以做HARP嗎？上網看了一下

http://www.makinghomeaffordable.gov/programs/lower-rates/Pages/harp.aspx

貌似符合它說的條件：

You may be eligible for HARP if you meet all of the following criteria:

• The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
• The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
• The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
• The current loan-to-value (LTV) ratio must be greater than 80%.
• The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.