it would be uncomfortable with 坐吃山空的感覺

for the first 3-5 years of the retirement, but you will get used to it. At my spare time, I meet federal retirees regularly. That's what they told me. As a matter of fact, we just persuaded a 80-year lady (a retired federal laywer) get a Lincoln. She loves it! She only drives it to Church every Sunday though.