No

我估計銀行會貸給你AGI*3，more or less. So 950K is no no. Even 650K is pushing yourself IMHO. In bay area, that kind of living standard, you'll be typical cash-poor slave, no quality.

Go to a good school district, rent a 3br th if possible. Kids go to good school. You can have some life. Keep the cash just in case. 40+的碼工, things could happen any time, and most likely it'll be down-hill.

Be happy, material is 浮雲, kids are all that matters.