回複：big difference

來源: 於 2012-04-30 18:46:09 [博客] [舊帖] [給我悄悄話] 本文已被閱讀：次

If you rollover then convert into ROTH; then the cost basis is all accounts (new rollover $$ plus existing IRA); If you convert the existing IRA then rollover 401k, then the cost basis for the rollover part is much better.

When you have mixed IRA (deductable and non-deductable IRA contribtuion in the same IRA account); the difference is huge.