回複：房，股，賣了說話。

學習了IRS文件， 好像懂了，謝謝指點。

If net long-term loss exceeds short-term gain, your overall loss is considered long-term, which means you can deduct up to $3,000* against other income, and then carry over any excess to next year.

賣股票容易，賣房子頭疼.