That's the reality in today's work place. 掏糞工 is much better, you make money even when you sleep.
I have a HELOC account setup last Nov, whatever I pay back I can borrow again, so it shows me how much ower's equity I have so far. I got loan 1.5m in last Nov. Till now, the available credit shows that I have 17k to borrow again. True OPM in work.