退休賬戶問題

剛才有位同學說：you can have full deductable IRA regardless of your income.

真的嗎？我們在報稅時和打電話去fidelity問的時候，為什麽說夫妻年收入jointly超過大約18萬就沒有任何報稅的deduction了？


SEP IRA我以前做過的。謝謝建議。隻是現在不適合我們了。


所以我說我們沒有資格做任何ira，roth ira 和 401k。



回複：If you don't have 401k, or
來源: ZhangZhouDaTou 於 2012-03-27 23:19:41 [檔案] [博客] [舊帖] [轉至博客] [給我悄悄話] 本文已被閱讀：49次 字體：調大/調小/重置 | 加入書簽 | 打印 | 所有跟帖 | 加跟貼 | 查看當前最熱討論主題
回答: 什麽人才會有401k，IRA？ 由 Nonsense123 於 2012-03-26 20:32:33
not a active participant,and your spouse is not an active participant, you can have full deductable IRA regardless of your income.

Most of time, if you have a high income but no W-2, it's a nice idea to set up a corp so you'll have SEP IRA which will allow you to put $49500 pre-tax $$.