老留，省吃儉用，最後錢都是花不完的。留下大筆 pre tax money, 對繼承人也是麻煩。roth 就簡單多了。

來源: sj1993 於 2026-01-16 14:50:50 [舊帖] [給我悄悄話] 本文已被閱讀：次

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