My humble opinion— many investors get swept up in the

 market's excitement, but its unpredictability can make it hard to time perfectly. The market often behaves irrationally, defying expectations. For those who are impatient and fear missing out, dollar-cost averaging offers a disciplined way to invest steadily over time. For patient investors with nerves of steel, the best opportunities often arise when panic grips the market and others are fleeing—that’s when they can seize the moment and invest boldly.