from grok

UNH is a reasonable target for a DIM LEAP call if you’re confident in its long-term recovery (2–3 years) and can tolerate near-term volatility. Select a strike ~20% in-the-money (e.g., $250 for a $306 stock price) with a delta of 0.80+ and an expiration in mid-to-late 2027. Monitor news on legal issues and sector trends. To mitigate premium costs, consider a PMCC by selling short-term OTM calls, but ensure the short strike aligns with your price target (e.g., $350–$400). Set a risk limit (e.g., 25–50% loss of premium) and avoid stop orders due to wide spreads.