這個defined benefit pension 數字比想象的低得太多。

In 2022, the median annual pension benefit for private sector employees aged 65 and older was $11,040, while the median for state and local government employees was $24,980. 下圖是不同年份的，略有差別。

Defined benefit pension, 也就是固定，不受股票市場影響的。多數的私人公司可能已經沒有這類pension.