可以放稅後的錢到Nondeductible IRA,然後做Backdoor Roth Conversion。但是如果您

來源: 2024-08-09 10:25:03 [博客] [舊帖] [給我悄悄話] 本文已被閱讀:

Rollover 前雇主的401k到Traditional IRA並且有稅前的錢在裏麵的話,做Backdoor Roth Conversion時會有Prorata的規則限製。稅前的Contribution和收益都需要納稅。

https://smartasset.com/retirement/a-guide-to-the-pro-rata-rule-and-roth-iras