100萬起開始年取5萬,3%,4%,5% 通脹率賬戶情況
Balance | Balance | Balance | without withdrawal | ||||||||
Year | SP500 Dividends reinvested | Yearly withdrawal | Principal | 1000000 | Yearly withdrawal | Principal | 1000000 | Yearly withdrawal | Principal | 1000000 | 1000000 |
2013 | 32.05 | 50000 | 1000000 | 1270500 | 50000 | 1000000 | 1270500 | 50000 | 1000000 | 1270500 | 1320500 |
2014 | 13.52 | 51500 | Yearly inflation | 1390772 | 52000 | Yearly inflation | 1390272 | 52500 | Yearly inflation | 1389772 | 1499032 |
2015 | 1.38 | 53045 | 3% | 1356919 | 54080 | 4% | 1355377 | 55125 | 5% | 1353825 | 1519718 |
2016 | 11.77 | 54636 | 1461992 | 56243 | 1458662 | 57881 | 1455289 | 1698589 | |||
2017 | 21.61 | 56275 | 1721653 | 58493 | 1715386 | 60775 | 1709002 | 2065654 | |||
2018 | -4.23 | 57964 | 1590864 | 60833 | 1581993 | 63814 | 1572897 | 1978277 | |||
2019 | 31.20 | 59703 | 2027511 | 63266 | 2012308 | 67005 | 1996637 | 2595499 | |||
2020 | 18.06 | 61494 | 2332185 | 65797 | 2309935 | 70355 | 2286874 | 3064247 | |||
2021 | 28.50 | 63339 | 2933520 | 68428 | 2899837 | 73873 | 2864760 | 3937557 | |||
2022 | -18.04 | 65239 | 2339074 | 71166 | 2305541 | 77566 | 2270391 | 3227222 | |||
2023 | 26.29 | 67196 | 2886821 | 74012 | 2837656 | 81445 | 2785832 | 4075658 |