100萬起開始年取5萬，3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1998	28.34	50000	1000000	1233400	50000	1000000	1233400	50000	1000000	1233400	1283400
1999	20.88	51500	Yearly inflation	1439434	52000	Yearly inflation	1438934	52500	Yearly inflation	1438434	1551374
2000	-9.03	53045	3%	1256408	54080	4%	1254918	55125	5%	1253418	1411285
2001	-11.85	54636		1052887	56243		1049967	57881		1047007	1244048
2002	-21.97	56275		765293	58493		760796	60775		756204	970730
2003	28.36	57964		924366	60833		915726	63814		906850	1246029
2004	10.74	59703		963940	63266		950809	67005		937241	1379853
2005	4.83	61494		949005	65797		930936	70355		912154	1446500
2006	15.61	63339		1033806	68428		1007827	73873		980669	1672299
2007	5.48	65239		1025220	71166		991890	77566		956843	1763941
2008	-36.55	67196		583306	74012		555342	81445		525672	1119220
2009	25.94	69212		665404	76973		622425	85517		576515	1409546
2010	14.82	71288		692729	80052		634617	89793		572161	1618441
2011	2.10	73427		633849	83254		564690	94282		489894	1652428
2012	15.89	75629		658939	86584		567836	98997		468742	1914999
2013	32.05	77898		792230	90047		659780	103946		515027	2528756
2014	13.52	80235		819104	93649		655333	109144		475515	2870644
2015	1.38	82642		747766	97395		566982	114601		367476	2910259
2016	11.77	85122		750656	101291		532424	120331		290397	3252796
2017	21.61	87675		825197	105342		542139	126348		226804	3955725
2018	-4.23	90306		699986	109556		409650	132665		84546	3788398
2019	31.20	93015		825367	113938		423523	139298		-28374	4970378
2020	18.06	95805		878623	118496		381515	146263		-179761	5868029
2021	28.50	98679		1030351	123236		367011	153576		-384570	7540417
2022	-18.04	101640		742836	128165		172637	161255		-476448	6180126
2023	26.29	104689		833439	133292		84731	169318		-771024	7804881