100萬起開始年取10萬，3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1993	9.94	100000	1000000	999400	100000	1000000	999400	100000	1000000	999400	1099400
1994	1.28	103000	Yearly inflation	909192	104000	Yearly inflation	908192	105000	Yearly inflation	907192	1113472
1995	37.11	106090	3%	1140504	108160	4%	1137062	110250	5%	1133601	1526682
1996	22.68	109273		1289897	112486		1282462	115763		1274940	1872933
1997	33.10	112551		1604302	116986		1589971	121551		1575394	2492874
1998	28.34	115927		1943034	121665		1918903	127628		1894233	3199355
1999	20.88	119405		2229334	126532		2193038	134010		2155739	3867380
2000	-9.03	122987		1905038	131593		1863414	140710		1820366	3518156
2001	-11.85	126677		1552614	136857		1505742	147746		1456907	3101254
2002	-21.97	130477		1081027	142331		1032600	155133		981691	2419909
2003	28.36	134392		1253215	148024		1177420	162889		1097210	3106195
2004	10.74	138423		1249387	153945		1149930	171034		1044016	3439800
2005	4.83	142576		1167156	160103		1045368	179586		914856	3605942
2006	15.61	146853		1202496	166507		1042043	188565		869101	4168830
2007	5.48	151259		1117134	173168		925979	197993		718734	4397282
2008	-36.55	155797		553025	180094		407440	207893		248144	2790075
2009	25.94	160471		536009	187298		325831	218287		94225	3513821
2010	14.82	165285		450160	194790		179329	229202		-121013	4034569
2011	2.10	170243		289370	202582		-19486	240662		-364216	4119295
2012	15.89	175351		160001	210685		-233268	252695		-674785	4773851
2013	32.05	180611		30670	219112		-527142	265330		-1156383	6303871
2014	13.52	186029		-151213	227877		-826289	278596		-1591322	7156154
2015	1.38	191610		-344910	236992		-1074683	292526		-1905808	7254909
2016	11.77	197359		-582865	246472		-1447645	307152		-2437274	8108812
2017	21.61	203279		-912101	256330		-2016812	322510		-3286479	9861126
2018	-4.23	209378		-1082897	266584		-2198084	338635		-3486097	9444000
2019	31.20	215659		-1636420	277247		-3161133	355567		-4929326	12390528
2020	18.06	222129		-2154086	288337		-4020371	373346		-6192908	14628258
2021	28.50	228793		-2996794	299870		-5466047	392013		-8349900	18797311
2022	-18.04	235657		-2691829	311865		-4791837	411614		-7255192	15406276
2023	26.29	242726		-3642237	324340		-6375951	432194		-9594776	19456586