100萬起開始年取8萬，3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1993	9.94	80000	1000000	1019400	80000	1000000	1019400	80000	1000000	1019400	1099400
1994	1.28	82400	Yearly inflation	950048	83200	Yearly inflation	949248	84000	Yearly inflation	948448	1113472
1995	37.11	84872	3%	1217739	86528	4%	1214986	88200	5%	1212217	1526682
1996	22.68	87418		1406504	89989		1400556	92610		1394538	1872933
1997	33.10	90041		1782017	93589		1770552	97241		1758890	2492874
1998	28.34	92742		2194298	97332		2174994	102103		2155257	3199355
1999	20.88	95524		2556943	101226		2527907	107208		2498067	3867380
2000	-9.03	98390		2227662	105275		2194362	112568		2159924	3518156
2001	-11.85	101342		1862342	109486		1824845	118196		1785776	3101254
2002	-21.97	104382		1348804	113865		1310061	124106		1269335	2419909
2003	28.36	107513		1623811	118420		1563175	130312		1499007	3106195
2004	10.74	110739		1687470	123156		1607904	136827		1523173	3439800
2005	4.83	114061		1654914	128083		1557483	143669		1453074	3605942
2006	15.61	117483		1795763	133206		1667401	150852		1529047	4168830
2007	5.48	121007		1773163	138534		1620240	158395		1454444	4397282
2008	-36.55	124637		1000435	144075		883967	166314		756530	2790075
2009	25.94	128377		1131571	149838		963429	174630		778144	3513821
2010	14.82	132228		1167042	155832		950377	183361		710104	4034569
2011	2.10	136195		1055355	162065		808270	192530		532486	4119295
2012	15.89	140280		1082771	168548		768156	202156		414943	4773851
2013	32.05	144489		1285310	175290		839060	212264		335668	6303871
2014	13.52	148824		1310260	182301		770200	222877		158173	7156154
2015	1.38	153288		1175054	189594		591235	234021		-73665	7254909
2016	11.77	157887		1155471	197177		463646	245722		-328057	8108812
2017	21.61	162624		1242544	205064		358776	258008		-656958	9861126
2018	-4.23	167502		1022482	213267		130333	270908		-900077	9444000
2019	31.20	172527		1168970	221798		-50801	284454		-1465355	12390528
2020	18.06	177703		1202382	230669		-290645	298677		-2028675	14628258
2021	28.50	183034		1362027	239896		-613375	313610		-2920458	18797311
2022	-18.04	188525		927792	249492		-752214	329291		-2722898	15406276
2023	26.29	194181		977528	259472		-1209443	345755		-3784503	19456586