100萬起開始年取5萬，3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1993	9.94	50000	1000000	1049400	50000	1000000	1049400	50000	1000000	1049400	1099400
1994	1.28	51500	Yearly inflation	1011332	52000	Yearly inflation	1010832	52500	Yearly inflation	1010332	1113472
1995	37.11	53045	3%	1333593	54080	4%	1331872	55125	5%	1330142	1526682
1996	22.68	54636		1581415	56243		1577698	57881		1573937	1872933
1997	33.10	56275		2048588	58493		2041423	60775		2034134	2492874
1998	28.34	57964		2571194	60833		2559129	63814		2546794	3199355
1999	20.88	59703		3048357	63266		3030209	67005		3011559	3867380
2000	-9.03	61494		2711597	65797		2690785	70355		2669261	3518156
2001	-11.85	63339		2326934	68428		2303498	73873		2279080	3101254
2002	-21.97	65239		1750468	71166		1726254	77566		1700800	2419909
2003	28.36	67196		2179705	74012		2141808	81445		2101702	3106195
2004	10.74	69212		2344594	76973		2294865	85517		2241908	3439800
2005	4.83	71288		2386549	80052		2325655	89793		2260399	3605942
2006	15.61	73427		2685663	83254		2605437	94282		2518965	4168830
2007	5.48	75629		2757208	86584		2661631	98997		2558008	4397282
2008	-36.55	77898		1671550	90047		1598758	103946		1519110	2790075
2009	25.94	80235		2024915	93649		1919826	109144		1804023	3513821
2010	14.82	82642		2242365	97395		2106949	114601		1956778	4034569
2011	2.10	85122		2204333	101291		2049904	120331		1877540	4119295
2012	15.89	87675		2466926	105342		2270292	126348		2049533	4773851
2013	32.05	90306		3167270	109556		2888364	132665		2573744	6303871
2014	13.52	93015		3502470	113938		3164933	139298		2782416	7156154
2015	1.38	95805		3454999	118496		3090113	146263		2674550	7254909
2016	11.77	98679		3762973	123236		3330583	153576		2835769	8108812
2017	21.61	101640		4474512	128165		3922157	161255		3287323	9861126
2018	-4.23	104689		4180552	133292		3622958	169318		2978952	9444000
2019	31.20	107830		5377054	138623		4614697	177784		3730601	12390528
2020	18.06	111064		6237086	144168		5303943	186673		4217675	14628258
2021	28.50	114396		7900259	149935		6665632	196006		5223705	18797311
2022	-18.04	117828		6357224	155933		5307220	205807		4075542	15406276
2023	26.29	121363		7907175	162170		6540318	216097		4930905	19456586