100萬起開始年取8萬，3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1988	16.35	80000	1000000	1083500	80000	1000000	1083500	80000	1000000	1083500	1163500
1989	31.23	82400	Yearly inflation	1339477	83200	Yearly inflation	1338677	84000	Yearly inflation	1337877	1526861
1990	-3.14	84872	3%	1212545	86528	4%	1210115	88200	5%	1207668	1478918
1991	30.00	87418		1488891	89989		1483160	92610		1477358	1922593
1992	7.43	90041		1509475	93589		1499770	97241		1489885	2065442
1993	9.94	92742		1566775	97332		1551515	102103		1535877	2270746
1994	1.28	95524		1491305	101226		1470149	107208		1448329	2299812
1995	37.11	98390		1946339	105275		1910446	112568		1873236	3153272
1996	22.68	101342		2286427	109486		2234250	118196		2179889	3868434
1997	33.10	104382		2938852	113865		2859922	124106		2777326	5148886
1998	28.34	107513		3664210	118420		3552004	130312		3434109	6608080
1999	20.88	110739		4318558	123156		4170506	136827		4014324	7987848
2000	-9.03	114061		3814531	128083		3665827	143669		3508162	7266545
2001	-11.85	117483		3245026	133206		3098221	150852		2941593	6405459
2002	-21.97	121007		2411087	138534		2279007	158395		2136930	4998180
2003	28.36	124637		2970234	144075		2781259	166314		2576649	6415664
2004	10.74	128377		3160860	149838		2930127	174630		2678751	7104706
2005	4.83	132228		3181302	155832		2915820	183361		2624774	7447863
2006	15.61	136195		3541709	162065		3208915	192530		2841971	8610475
2007	5.48	140280		3595514	168548		3216215	202156		2795555	9082329
2008	-36.55	144489		2136865	175290		1865399	212264		1561516	5762738
2009	25.94	148824		2542344	182301		2166982	222877		1743696	7257592
2010	14.82	153288		2765831	189594		2298535	234021		1768091	8333167
2011	2.10	157887		2666027	197177		2149627	245722		1559499	8508164
2012	15.89	162624		2927035	205064		2286138	258008		1549296	9860111
2013	32.05	167502		3697647	213267		2805578	270908		1774936	13020276
2014	13.52	172527		4025042	221798		2963095	284454		1730454	14780618
2015	1.38	177703		3902884	230669		2773316	298677		1455658	14984590
2016	11.77	183034		4179219	239896		2859839	313610		1313378	16748276
2017	21.61	188525		4893823	249492		3228358	329291		1267909	20367579
2018	-4.23	194181		4492633	259472		2832327	345755		868521	19506030
2019	31.20	200006		5694329	269851		3446163	363043		776456	25591912
2020	18.06	206007		6516718	280645		3787895	381195		535489	30213811
2021	28.50	212187		8161796	291870		4575574	400255		287848	38824747
2022	-18.04	218552		6470855	303545		3446595	420268		-184348	31820763
2023	26.29	225109		7946934	315687		4037018	441281		-674094	40186441