100萬起開始年取10萬3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1988	16.35	100000	1000000	1063500	100000	1000000	1063500	100000	1000000	1063500	1163500
1989	31.23	103000	Yearly inflation	1292631	104000	Yearly inflation	1291631	105000	Yearly inflation	1290631	1526861
1990	-3.14	106090	3%	1145952	108160	4%	1142914	110250	5%	1139855	1478918
1991	30.00	109273		1380465	112486		1373302	115763		1366049	1922593
1992	7.43	112551		1370483	116986		1358352	121551		1345996	2065442
1993	9.94	115927		1390782	121665		1371707	127628		1352160	2270746
1994	1.28	119405		1289179	126532		1262733	134010		1235458	2299812
1995	37.11	122987		1644605	131593		1599740	140710		1553227	3153272
1996	22.68	126677		1890925	136857		1825704	147746		1757753	3868434
1997	33.10	130477		2386344	142331		2287681	155133		2184436	5148886
1998	28.34	134392		2928242	148024		2787985	162889		2640616	6608080
1999	20.88	138423		3401235	153945		3216171	171034		3020943	7987848
2000	-9.03	142576		2951528	160103		2765648	179586		2568566	7266545
2001	-11.85	146853		2454918	166507		2271411	188565		2075626	6405459
2002	-21.97	151259		1764314	173168		1599214	197993		1421618	4998180
2003	28.36	155797		2108876	180094		1872657	207893		1616896	6415664
2004	10.74	160471		2174899	187298		1886482	218287		1572263	7104706
2005	4.83	165285		2114662	194790		1782809	229202		1419001	7447863
2006	15.61	170243		2274517	202582		1858524	240662		1399845	8610475
2007	5.48	175351		2223810	210685		1749687	252695		1223862	9082329
2008	-36.55	180611		1230396	219112		891064	265330		511211	5762738
2009	25.94	186029		1363532	227877		894329	278596		365222	7257592
2010	14.82	191610		1373997	236992		789877	292526		126822	8333167
2011	2.10	197359		1205492	246472		559993	307152		-177667	8508164
2012	15.89	203279		1193766	256330		392645	322510		-528408	9860111
2013	32.05	209378		1366990	266584		251904	338635		-1036398	13020276
2014	13.52	215659		1336147	277247		8714	355567		-1532087	14780618
2015	1.38	222129		1132457	288337		-279502	373346		-1926575	14984590
2016	11.77	228793		1036955	299870		-612270	392013		-2545346	16748276
2017	21.61	235657		1025384	311865		-1056447	411614		-3507009	20367579
2018	-4.23	242726		739284	324340		-1336099	432194		-3790857	19506030
2019	31.20	250008		719933	337313		-2090275	453804		-5427408	25591912
2020	18.06	257508		592445	350806		-2818584	476494		-6884092	30213811
2021	28.50	265234		496058	364838		-3986719	500319		-9346377	38824747
2022	-18.04	273191		133378	379432		-3646946	525335		-8185625	31820763
2023	26.29	281386		-112943	394609		-5000338	551602		-10889228	40186441