上麵200萬賬戶第一年取9萬6,如果第一年取6萬,通脹3%沒問題,但要忍住,不要放棄。賬戶2023年是這樣的
Year |
Dividends reinvested |
Yearly amount |
2000000 |
withdrawal |
Yearly inflation |
2000 |
-9.03 |
60000 |
1759400 |
60000 |
3% |
2001 |
-11.85 |
61800 |
1489111 |
|
|
2002 |
-21.97 |
63654 |
1098299 |
|
|
2003 |
28.36 |
65564 |
1344213 |
|
|
2004 |
10.74 |
67531 |
1421051 |
|
|
2005 |
4.83 |
69556 |
1420132 |
|
|
2006 |
15.61 |
71643 |
1570171 |
|
|
2007 |
5.48 |
73792 |
1582424 |
|
|
2008 |
-36.55 |
76006 |
928042 |
|
|
2009 |
25.94 |
78286 |
1090490 |
|
|
2010 |
14.82 |
80635 |
1171465 |
|
|
2011 |
2.10 |
83054 |
1113012 |
|
|
2012 |
15.89 |
85546 |
1204324 |
|
|
2013 |
32.05 |
88112 |
1502198 |
|
|
2014 |
13.52 |
90755 |
1614539 |
|
|
2015 |
1.38 |
93478 |
1543342 |
|
|
2016 |
11.77 |
96282 |
1628711 |
|
|
2017 |
21.61 |
99171 |
1881505 |
|
|
2018 |
-4.23 |
102146 |
1699771 |
|
|
2019 |
31.20 |
105210 |
2124889 |
|
|
2020 |
18.06 |
108367 |
2400278 |
|
|
2021 |
28.50 |
111618 |
2972739 |
|
|
2022 |
-18.04 |
114966 |
2321491 |
|
|
2023 |
26.29 |
118415 |
2813395 |
|
|