如果5%通脹第一年取8萬賬戶是這樣的

最後2年熬不下去，需要子女接濟，哈哈

 

Year	SP500 Dividends reinvested	Yearly withdrawal	1000000
1988	16.35	80000	1083500
1989	31.23	84000	1337877
1990	-3.14	88200	1207668
1991	30.00	92610	1477358
1992	7.43	97241	1489885
1993	9.94	102103	1535877
1994	1.28	107208	1448329
1995	37.11	112568	1873236
1996	22.68	118196	2179889
1997	33.10	124106	2777326
1998	28.34	130312	3434109
1999	20.88	136827	4014324
2000	-9.03	143669	3508162
2001	-11.85	150852	2941593
2002	-21.97	158395	2136930
2003	28.36	166314	2576649
2004	10.74	174630	2678751
2005	4.83	183361	2624774
2006	15.61	192530	2841971
2007	5.48	202156	2795555
2008	-36.55	212264	1561516
2009	25.94	222877	1743696
2010	14.82	234021	1768091
2011	2.10	245722	1559499
2012	15.89	258008	1549296
2013	32.05	270908	1774936
2014	13.52	284454	1730454
2015	1.38	298677	1455658
2016	11.77	313610	1313378
2017	21.61	329291	1267909
2018	-4.23	345755	868521
2019	31.20	363043	776456
2020	18.06	381195	535489
2021	28.50	400255	287848
2022	-18.04	420268	-184348
2023	26.29	441281	-674094