如果4%通脹第一年取8萬賬戶是這樣的
Year | SP500 Dividends reinvested | Yearly withdrawal | 1000000 |
1988 | 16.35 | 80000 | 1083500 |
1989 | 31.23 | 83200 | 1338677 |
1990 | -3.14 | 86528 | 1210115 |
1991 | 30.00 | 89989 | 1483160 |
1992 | 7.43 | 93589 | 1499770 |
1993 | 9.94 | 97332 | 1551515 |
1994 | 1.28 | 101226 | 1470149 |
1995 | 37.11 | 105275 | 1910446 |
1996 | 22.68 | 109486 | 2234250 |
1997 | 33.10 | 113865 | 2859922 |
1998 | 28.34 | 118420 | 3552004 |
1999 | 20.88 | 123156 | 4170506 |
2000 | -9.03 | 128083 | 3665827 |
2001 | -11.85 | 133206 | 3098221 |
2002 | -21.97 | 138534 | 2279007 |
2003 | 28.36 | 144075 | 2781259 |
2004 | 10.74 | 149838 | 2930127 |
2005 | 4.83 | 155832 | 2915820 |
2006 | 15.61 | 162065 | 3208915 |
2007 | 5.48 | 168548 | 3216215 |
2008 | -36.55 | 175290 | 1865399 |
2009 | 25.94 | 182301 | 2166982 |
2010 | 14.82 | 189594 | 2298535 |
2011 | 2.10 | 197177 | 2149627 |
2012 | 15.89 | 205064 | 2286138 |
2013 | 32.05 | 213267 | 2805578 |
2014 | 13.52 | 221798 | 2963095 |
2015 | 1.38 | 230669 | 2773316 |
2016 | 11.77 | 239896 | 2859839 |
2017 | 21.61 | 249492 | 3228358 |
2018 | -4.23 | 259472 | 2832327 |
2019 | 31.20 | 269851 | 3446163 |
2020 | 18.06 | 280645 | 3787895 |
2021 | 28.50 | 291870 | 4575574 |
2022 | -18.04 | 303545 | 3446595 |
2023 | 26.29 | 315687 | 4037018 |