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Medicare Part B Costs

• Standard Monthly Premium: The standard Part B premium for 2024 is $174.70.
• Income-Related Monthly Adjustment Amount (IRMAA): If your Modified Adjusted Gross Income (MAGI) exceeds certain thresholds, your premium can increase. For example, individuals with a MAGI of less than or equal to $103,000 or married couples with a MAGI of $206,000 or less will pay the standard premium. Premiums increase in tiers for higher income levels, reaching up to $419.30 per month for individuals with a MAGI equal to or above $500,000 and married couples with a MAGI equal to or above $750,000??.

Medicare Part D Costs

• Standard Plan Premium: This varies by the plan you choose but is influenced by your income.
• IRMAA for Part D: Similar to Part B, Part D premiums increase based on your income. For instance, individuals with a MAGI above $103,000 and up to $123,000 will pay an additional $12.90 on top of their plan premium, and this additional amount increases in tiers for higher incomes, up to $81.00 plus the plan premium for individuals with a MAGI equal to or above $500,000??.

Part A Costs

• Medicare Part A costs are generally not affected by income. Most people will not pay a monthly premium for Part A if they or their spouse paid Medicare taxes for a certain amount of time while working. If you do have to pay for Part A, the premium can be up to $505 per month, depending on how long you or your spouse worked and paid Medicare taxes??.