房貸利息大幅上漲

來源: 於 2023-10-23 08:43:59 [博客] [舊帖] [給我悄悄話] 本文已被閱讀：次

這裏是某大銀行給我發的房貸利息。大家可以看看最近幾周利率大幅上漲。同樣的買7/8個點，30年固定利率在兩周內從7.625%漲到8.25%。這個漲幅應該是反映了最近市場對經濟和政治形勢的判斷。

10/23

Conforming

Loan Type MI Type Interest Rate Discount Points APR
Conforming 5-year/6-month ARM   7.250% 0.000 9.264%
Conforming 7-year/6-month ARM   7.500% 0.000 9.081%
Conforming 10-year/6-month ARM   7.750% 0.000 9.146%
Conforming 30-year Fixed   8.250% 0.875 9.589%
Conforming 15-year Fixed   7.000% 0.000 9.379%

10/17

Conforming

Loan Type MI Type Interest Rate Discount Points APR
Conforming 5-year/6-month ARM   7.250% 0.000 8.020%
Conforming 7-year/6-month ARM   7.125% 1.000 7.794%
Conforming 10-year/6-month ARM   7.375% 0.750 7.796%
Conforming 30-year Fixed   7.750% 0.875 7.952%
Conforming 15-year Fixed   7.000% 0.000 7.415%
 

10/9

Conforming

Loan Type MI Type Interest Rate Discount Points APR
Conforming 5-year/6-month ARM   7.250% 0.000 8.006%
Conforming 7-year/6-month ARM   7.125% 0.750 7.780%
Conforming 10-year/6-month ARM   7.375% 0.625 7.782%
Conforming 30-year Fixed   7.625% 0.875 7.825%
Conforming 15-year Fixed   7.000% 0.000 7.394%