怎麽看你也要社保交稅

來源: 於 2023-09-26 20:24:51 [博客] [舊帖] [給我悄悄話] 本文已被閱讀：次

https://www.ssa.gov/benefits/retirement/planner/taxes.html

Your adjusted gross income + Nontaxable interest + ½ of your Social Security benefits
= Your "combined income"

  • file a joint return, and you and your spouse have a combined income* that is
    • between $32,000 and $44,000, you may have to pay income tax on up to 50 percent of your benefits.
    • more than $44,000, up to 85 percent of your benefits may be taxable.

”1) 退休後晚拿社安金。 拿社安金之前, 多從401K上轉錢到Roth上, 讓將來的RMD少於三萬。“

30K + interest (assume 0) + 1/2 x SS < 32000   Your SS is only 4000 per year? 
30K + interest (assume 0) + 1/2 x SS < 44000   Your SS is only 28000 a year?