按4%-rule, 第一年取出4%,第二年取出4% + 通膨,想要保持退休前20萬的生活水準,得有$4M-$5M。
What Is The 4% Rule For Retirement Withdrawals?
https://www.forbes.com/advisor/retirement/four-percent-rule-retirement/
https://www.forbes.com/advisor/retirement/four-percent-rule-retirement/