two things I can think

來源: Runnymede 於 2022-12-08 16:21:57 [舊帖] [給我悄悄話] 本文已被閱讀：次

1. less money to use now, for instance, buy house, buy car, use money to invest. Lost opportunity.

2. too high 401k RDM income, which impact social security medical premium

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