in the 1990s he sometimes even used credit card. He used up all his bullets. It took a lot of courage. And 老朽兄 is very successful. Someone may not feel the need for courage until he or she actually tries to do it. My positive-carry math made sense. The long-term plan should work out fine. But to actually execute it, I was nervous when I did the clicks. It was courage that helped me to execute it. I had to remind myself to focus on the math and ignore my emotions.