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 我05年買了一個小出租房，想cash out refinance 拿些現金來再買二個房。請教貸出的錢要交income 稅嗎？

NO

新貸款的稅能抵第一個出租房的稅嗎？

新貸款的稅利息?能抵第一個出租房的稅嗎？

Google interest tracing rule.  You need to track EXACTLY how much money from cash out refi is used to purchase the second rental, and only the interest from that exact amount can be used to deduct income from second rental. 

This requires some effort to keep track of your money.  

 

 

所有跟帖： 

• 謝謝，The 2nd house has to be bought after the cash out refinance? -start2020- ♀ (0 bytes) () 01/20/2020 postreply 07:24:53

• use your common sense. Don't play dumb -檸檬椰子汁- ♂ (3436 bytes) () 01/20/2020 postreply 07:55:12

• Right.if the 2nd,3rd are bought one year after cash out, would -start2020- ♀ (0 bytes) () 01/20/2020 postreply 08:04:03

• 這個當然要具體分析，時間不是因素 -檸檬椰子汁- ♂ (645 bytes) () 01/20/2020 postreply 08:37:25

• 謝謝。 如果是現金買出租房，一年後cash out， 是不是可以利息都算到第一個房上。因為第一個房是用交過稅的現金買的。 -start2020- ♀ (0 bytes) () 01/20/2020 postreply 13:29:01

• 當然利息是可以算在你refin出來的房子上的。其實 -Progressive- ♀ (115 bytes) () 01/20/2020 postreply 21:31:38