提醒工薪為退休存錢的家庭--2026Roth IRA limits提高了

剛把兩老2026的contribution辦理好。contribution limits對50歲以下的年輕人是7500；50歲以上的中年人是8600。

對收入Modified Adjusted Gross Income (MAGI)的要求也有一點點改變：

2026 Single: Full contribution under $153,000; phase-out up to $168,000.
2026 Married Joint: Full contribution under $242,000; phase-out up to $252,000.