What lemon said is right.

來源: 2024-01-03 08:42:48 [舊帖] [給我悄悄話] 本文已被閱讀:

After research, I figure out that you can convert 2023 traditional IRA to Roth IRA in 2024. But you have to report them in 2024 tax form. Since there are no taxable income, so it really does  not matter when you report, because your contribution to traditional IRA is after tax.